FIXING BAD CREDIT. Its no secret the Fix bad credit repair agencies hate me with a passion, but sending the death threat letter was an all time low. My name is Chris Brisson and let me tell you, I used to have horrible, horrible credit like millions of other Americans hardly scraping by, being denied over and over again. It all started back in college when I got my first credit card. Like many young people, I quickly racked up over 14,000.00 in student loans and credit card debt. Not to mention, with a small amount of income coming in, I missed payments left and right and within a few short months my credit was completely shot a low 520. No matter what I tried my debt was getting worse and my credit score was plummenting each month. I finally hit rock bottom when my car broke down and I didnt have enough money or a credit card to pay for the repairs. My car stayed at the shop for 3 days until I was able to scrounge up the cash to pay for it. That was it. I was sick and tired. Right then, I realized that I was the only one who was going to change my future. I started working on a system to remove my negative items, eliminate my debt and fixing bad credit. I had tried this before using a so called professional How to fix bad credit agency but, they Scammed Me. Heres something I wish I saw before I signed on the dotted line with the scam company. Heres what Eileen Harrington, Deputy Director of the FTCs Bureau of Consumer Protection had to say. Fix my bad credit repair schemes are a big problem for consumers. Fix bad credit report repair promoters generally charge hundreds of dollars, but dont deliver on their claims. After wasting four months and washing 400 down the drain, I decided to fix my credit problems into my own hands. I left my morals on the wayside for this one. Because what I came up with involved, Stealing. It wasnt illegal. You see I wasnt stealing anything of physical value. I was stealing the fix credit report repair agencies top secret methods